Title & Escrow: What They Do
If you’ve ever bought or sold a home, you’ve probably heard the words “title” and “escrow” tossed around like confetti. But what do these companies actually do? And why do they suddenly become so important once you’re under contract?
In this episode of Real Life and Real Estate, I chat with a Kyle Deddon, a representative for a local title and escrow company, and he breaks it down in a way that’s clear, funny, and surprisingly fascinating.
🧾 What Is Title?
Think of title as the official record keeper. The title company:
Confirms who legally owns the property
Checks for any issues—like unpaid taxes, liens, or disputes over ownership
Makes sure the buyer gets clean, legal ownership when the sale closes
It’s like a background check for your house. And trust me, you want that check to come back clean.
💼 What Is Escrow?
Escrow is the neutral third party that holds all the important stuff—money, documents, and instructions—until everyone’s ready to close. The escrow company:
Collects the buyer’s deposit
Coordinates with the lender, title company, and agents
Disburses funds and records the sale once everything’s signed and sealed
They’re the glue that holds the transaction together—and they don’t take sides. Their job is to follow the contract and keep everything fair.
😂 Funny Moments from the Episode
One of my favorite moments? When my guest joked that escrow officers are like wedding planners—except instead of flowers and seating charts, they’re juggling wire transfers and legal documents. It’s a surprisingly accurate comparison.
We also laughed about how many people think escrow is a person (“Is Escrow going to call me?”) or that title is just a fancy word for the deed. This episode clears up those myths—and gives you a peek behind the curtain.
Watch the full interview any time and wow your friends when they throw out these terms!
Real Life and Real Estate on You Tube or Spotify
