How to Choose a Lender with Rosemary Godwin
Let’s be real—talking about loans doesn’t usually top the list of fun conversations. But when you’re chatting with Rosemary Godwin, it’s a whole different story. In this episode of Real Life and Real Estate, I introduce you to one of my favorite lending partners—someone who brings clarity, creativity, and a whole lot of heart to the home financing process.
💡 Not Your Average Loan Officer
Rosemary isn’t just about quoting rates and crunching numbers. She’s about finding solutions—especially for buyers who don’t fit the “perfect borrower” mold. In our conversation, she shares:
Loan programs you might not know exist, like options for self-employed buyers, lower down payment programs, and creative financing for multi-generational households
Tips for first-time buyers who feel overwhelmed by the process
Why communication matters—and how she keeps clients informed every step of the way
If you’ve ever felt like you “won’t qualify” or “don’t know where to start,” Rosemary is the kind of lender who will meet you where you are and help you move forward with confidence.
😂 Funny Moments? Oh, We Had a Few
At one point, Rosemary jokes about how some buyers think pre-approval is like getting a Costco membership—“You just sign up and go shopping!” We both laughed, but it’s a common misconception. She breaks down the difference between pre-qualification and pre-approval in a way that’s clear, kind, and totally relatable.
And then there was the story about the buyer who tried to Venmo their earnest money deposit. (Spoiler: don’t do that.)
🤝 Why I Trust Rosemary with My Clients
I’ve worked with a lot of lenders, but Rosemary stands out because she:
Listens first, advises second
Explains things without making you feel small
Finds options when others say “no”
Treats every buyer like a person, not a file
Whether you’re buying your first home, refinancing, or exploring creative ways to finance a move, Rosemary is someone you want in your corner.
🔍 SEO Keywords to Target
How to choose a mortgage lender
Creative loan options for homebuyers
First-time homebuyer loan programs
Pierce County mortgage tips
Real estate podcast lender interview
Home loan advice for self-employed buyers
🎧 Watch the Full Interview
