Lending with Heart: a conversation with Josh Johnson
In Episode 20 of Real Life and Real Estate, I sit down with lender Josh Johnson—someone who brings not only expertise to the mortgage process, but also a calm, grounded presence that clients truly appreciate. If you’ve ever felt overwhelmed by the idea of financing a home, this episode is for you.
Josh and I talk through what it’s really like to work with a lender—from the first conversation to the final closing documents. He breaks down the process in a way that’s approachable, honest, and even a little funny (yes, we laugh about the myths and misunderstandings that pop up all the time).
💬 What We Covered
What buyers should know before talking to a lender
The difference between pre-qualification and pre-approval
How to navigate credit scores, debt-to-income ratios, and other intimidating terms
Why communication between your lender and agent is key to a smooth transaction
Real stories from clients who didn’t think they could buy—and did
Josh’s approach is all about education and empowerment. He doesn’t just crunch numbers—he helps people understand what those numbers mean for their future.
🧠 Why This Matters
Buying a home is one of the biggest financial decisions most people make. And yet, so many buyers feel like they’re supposed to “just know” how it works. This episode is a reminder that you don’t have to go it alone—and that the right lender will walk with you every step of the way.
Josh also shares a few behind-the-scenes moments that made us laugh, including the time a client tried to submit their loan documents via Snapchat. (Spoiler: don’t do that.)
Watch the full episode on You Tube or Spotify
Josh Johnson has since changed companies, but his commitment to helping buyers hasn’t changed one bit. If you’d like to connect with him, here’s his updated contact info:
📞 Josh Johnson
M 253.355.8435
W ccm.com/joshua-johnson
E joshua.johnson@ccm.com
